Los Gatos Housing Market

Los Gatos Market Snapshot

Los Gatos is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 28 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$2.46M
Up 0.3% from March 2025
Up $8K from March 2025
Homes Sold
28
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,912/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,169
  • Property Tax$2,560
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
8 days
5 fewer days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
106.2%
Up from 104.5% in March 2025
Selling 6% above asking
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
70
Down 1.4% from March 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Los Gatos.

Median Sale Price
Up 0.3% year-over-year in Los Gatos. Based on 28 sales in the most recent month.
Homes Sold
10% fewer homes sold than a year ago in Los Gatos.
Total Monthly Payment
Estimated monthly cost is down 2% from a year ago in Los Gatos, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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