Central Napa, Napa Housing Market

Central Napa, Napa Market Snapshot

Central Napa offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 7 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$690K
Down 28.3% from March 2025
Down $273K from March 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,319/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,417
  • Property Tax$719
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
150 days
85 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
97.2%
Up from 96.9% in March 2025
Selling 3% below asking
% Sold Over Asking
14%
Only 14% sold above asking. Few bidding wars right now
Active Listings
14
Down 26.3% from March 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Central Napa.

Median Sale Price
Down 28.3% year-over-year in Central Napa. Based on 7 sales in the most recent month.
Homes Sold
17% more homes sold than a year ago in Central Napa.
Total Monthly Payment
Estimated monthly cost is down 29% from a year ago in Central Napa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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