ZIP 94603, Oakland Housing Market

ZIP 94603, Oakland Market Snapshot

ZIP 94603 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 36 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$530K
Up 6.0% from March 2025
Up $30K from March 2025
Homes Sold
36
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,360/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,624
  • Property Tax$552
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
25 days
4 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
101.2%
Up from 99.7% in March 2025
Selling at or near asking price
% Sold Over Asking
53%
More than half of homes sold above their asking price
Active Listings
40
Down 39.4% from March 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94603, Oakland.

Median Sale Price
Up 6.0% year-over-year in 94603, Oakland. Based on 36 sales in the most recent month.
Homes Sold
16% more homes sold than a year ago in 94603, Oakland.
Total Monthly Payment
Estimated monthly cost is up 3% from a year ago in 94603, Oakland, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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