Buyer's Market
▲ Heating UpMission District, San Francisco Market Update
Mission District is shifting toward buyers. Here's where things stand:
- Homes are sitting for 66.5+ days — buyers have the luxury of patience here
- Selling at or just above list price — fair offers still win here
- Monthly payment: $4,983 (20% down) — well below the Bay Area average
- Mission District pricing is 33% below the San Francisco median ($999K vs. $1.50M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$999K
▲ 8.0% YoY
33 sold this month
Up $74K from last year
Days on Market
66.5 days
▲ +15d YoY
Buyers have time to decide
Sale-to-List Ratio
102.6%
▲ from 101.3%
Selling at or just above asking
Active Inventory
34
Very low — limited options for buyers
Sold Above List
30%
▲ 1pp YoY
Some homes attract competing offers
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
32%
▲ 12pp YoY
Staying on market longer than usual
Monthly Payment
$4,983
— 6.37% · 30yr fixed
Principal & interest only on a 20% down $999K home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$511/mo on the median Mission District home. Your actual rate depends on your credit, down payment, and loan type.Mission District Trends
Median Sale Price
Up 8.0% year-over-year in Mission District.
What You'd Actually Pay Per Month
Monthly cost has eased 0% year-over-year.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Mission Districtwell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Mission District
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153