Strong Seller's Market
▲ Heating UpSouthwest San Francisco, San Francisco Market Update
Southwest San Francisco is one of the most competitive markets in the Bay Area right now. Here's what you need to know:
- Homes sit for about 15 days — enough time to tour, but don't wait too long
- Selling 15% above asking — budget above list price to compete
- Monthly payment: $8,355 at 6.37% (20% down on a $1.68M median home)
- Southwest San Francisco pricing is near the San Francisco city-wide median ($1.68M vs. $1.50M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$1.68M
▲ 7.4% YoY
315 sold this month
Up $115K from last year
Days on Market
15 days
▼ -3d YoY
Typically sells within a month
Sale-to-List Ratio
115.1%
▲ from 110.1%
Selling 15% above asking
Active Inventory
179
Very low — limited options for buyers
Sold Above List
73%
▲ 8pp YoY
2 in 3 homes get competing offers
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
58%
▲ 8pp YoY
Most go pending within 2 weeks
Monthly Payment
$8,355
— 6.37% · 30yr fixed
Principal & interest only on a 20% down $1.68M home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$856/mo on the median Southwest San Francisco home. Your actual rate depends on your credit, down payment, and loan type.Southwest San Francisco Trends
Median Sale Price
Up 7.4% year-over-year in Southwest San Francisco.
What You'd Actually Pay Per Month
Monthly cost has eased 1% year-over-year.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Southwest San Franciscowell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Southwest San Francisco
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153