Strong Seller's Market
▲ Heating UpNoe Valley, San Francisco Market Update
Noe Valley is one of the most competitive markets in the Bay Area right now. Here's what you need to know:
- Homes go pending in about 13 days — move quickly or you'll miss out
- Selling 11% above asking — budget above list price to compete
- Monthly payment: $11,473 at 6.37% (20% down on a $2.30M median home)
- Bidding wars persist (59% sell above list) but inventory is growing — competition may ease soon
- Noe Valley pricing is 53% above the San Francisco median ($2.30M vs. $1.50M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$2.30M
▲ 1.1% YoY
29 sold this month
Up $25K from last year
Days on Market
13 days
▼ -9d YoY
Homes sell in a week or two
Sale-to-List Ratio
110.5%
▲ from 105.6%
Selling 11% above asking
Active Inventory
32
Very low — limited options for buyers
Sold Above List
59%
▲ 6pp YoY
More than half sell above asking
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
73%
▲ 19pp YoY
7 in 10 go pending within 2 weeks
Monthly Payment
$11,473
— 6.37% · 30yr fixed
Principal & interest only on a 20% down $2.30M home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$1,175/mo on the median Noe Valley home. Your actual rate depends on your credit, down payment, and loan type.Noe Valley Trends
Median Sale Price
Up 1.1% year-over-year in Noe Valley.
What You'd Actually Pay Per Month
Monthly cost has eased 7% year-over-year.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Noe Valleywell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Noe Valley
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153