Seller's Market
▲ Heating UpNorthwest San Francisco, San Francisco Market Update
Northwest San Francisco favors sellers, but smart buyers can still win. Here's the picture:
- 24 days on market gives buyers time to be selective and negotiate
- Selling 5% above asking — budget above list price to compete
- Monthly payment: $8,380 at 6.37% (20% down on a $1.68M median home)
- Northwest San Francisco pricing is near the San Francisco city-wide median ($1.68M vs. $1.50M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$1.68M
▲ 9.7% YoY
273 sold this month
Up $149K from last year
Days on Market
24 days
▼ -11d YoY
Typically sells within a month
Sale-to-List Ratio
104.7%
▲ from 101.3%
Selling 5% above asking
Active Inventory
161
Very low — limited options for buyers
Sold Above List
50%
▲ 9pp YoY
More than half sell above asking
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
49%
▲ 6pp YoY
Staying on market longer than usual
Monthly Payment
$8,380
— 6.37% · 30yr fixed
Principal & interest only on a 20% down $1.68M home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$859/mo on the median Northwest San Francisco home. Your actual rate depends on your credit, down payment, and loan type.Northwest San Francisco Trends
Median Sale Price
Up 9.7% year-over-year in Northwest San Francisco.
What You'd Actually Pay Per Month
Monthly cost is up 1% year-over-year in Northwest San Francisco.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Northwest San Franciscowell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Northwest San Francisco
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153