Buyer's Market
▲ Heating UpNortheast San Francisco, San Francisco Market Update
Northeast San Francisco is shifting toward buyers. Here's where things stand:
- Homes are sitting for 51.5+ days — buyers have the luxury of patience here
- Selling 0% below asking — sellers are flexible on price
- Monthly payment: $5,961 (20% down) — well below the Bay Area average
- Northeast San Francisco pricing is 20% below the San Francisco median ($1.20M vs. $1.50M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$1.20M
▲ 3.9% YoY
102 sold this month
Up $45K from last year
Days on Market
51.5 days
▲ +12d YoY
Buyers have time to decide
Sale-to-List Ratio
99.8%
▲ from 99.3%
Selling 0% below asking
Active Inventory
107
Very low — limited options for buyers
Sold Above List
37%
▲ 8pp YoY
Some homes attract competing offers
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
44%
▲ 18pp YoY
Staying on market longer than usual
Monthly Payment
$5,961
— 6.37% · 30yr fixed
Principal & interest only on a 20% down $1.20M home. Add ~30–40% for property taxes, insurance, and HOA.
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$611/mo on the median Northeast San Francisco home. Your actual rate depends on your credit, down payment, and loan type.Northeast San Francisco Trends
Median Sale Price
Up 3.9% year-over-year in Northeast San Francisco.
What You'd Actually Pay Per Month
Monthly cost has eased 4% year-over-year.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Northeast San Franciscowell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Northeast San Francisco
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153