Panhandle, San Francisco Housing Market

Panhandle, San Francisco Market Snapshot

Panhandle is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 13 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.75M
Down 6.4% from March 2025
Down $120K from March 2025
Homes Sold
13
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,675/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,668
  • Property Tax$1,823
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
5 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
113.2%
Up from 112.5% in March 2025
Selling 13% above asking
% Sold Over Asking
69%
69% of homes sold above their asking price
Active Listings
4
· Up 0.0% from March 2025
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Panhandle.

Median Sale Price
Down 6.4% year-over-year in Panhandle. Based on 13 sales in the most recent month.
Homes Sold
86% more homes sold than a year ago in Panhandle.
Total Monthly Payment
Estimated monthly cost is down 8% from a year ago in Panhandle, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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